Time Deposits are intended to be maintained until maturity and the interests can be paid at maturity or during the life of the deposit.

	Local Currency Time Deposit can be made for one month, three months, six months or twelve months time period.
	U.S. Dollar Time Deposit can be made for one Month, three months, six months or twelve months time period.

NOTE: Interest rates will vary according to Currency and / or tenor of the Time Deposit.